Notification of Changes in the Terms
of Your Credit Union Membership Agreement
The Credit Union has made a change in its Funds Availability
Policy.
Beginning on the effective date herein, your deposits of checks
will be available for withdrawal two-business days after the
date of deposit as explained in our Funds Availability Policy
and Disclosure.
Generally, this will make funds available more quickly than
under our previous policy. Certain exceptions will continue
to apply. Be sure to read all provisions of our Funds Abailability
Policy carefully in order to fully understand when funds may
be available from certain deposits.
These changes will be effective February 26, 2010. You can obtain
a copy of the revised Membership Agreement from our office.
Your acceptance and agreement to the revised terms will be shown
by your continued use of any existing or new account(s) or services.
VISA®
Sign up for our VISA Credit
Card. Our rate is 12.9% for everyone who qualifies*. We
don't increase your interest rate if you are late making
a payment (a late fee may be assessed). Unlike other credit
cards a late fee isn't charged until you are late 15 days
beyond the statement due date.
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